Legal protection of buyers in the transfer of receivables by banks in cessie
DOI:
https://doi.org/10.59651/relae.v17i1.266Keywords:
Legal Protection, Credit Buyers, Cessie, Credit, BankAbstract
Banks play an important role as a forum for collecting and distributing public funds effectively and efficiently. Bill transfer (cessie) is one of the mechanisms used by banks in the context of risk management and financial efficiency. In practice, this delivery often gives rise to legal problems, especially related to protecting the rights of billing buyers. This research aims to analyze legal protection for buyers in concession transfers by banks and enforce the laws resulting from these transfers. The research method used is Juridical-Normative with a statutory-regulatory approach. The research results show that sending via cessie must comply with the provisions in Article 613 of the Civil Code (Civil Code), including notification to the debtor. Legal protection for buyers can be found in various regulations, including the Banking Law, Civil Code, as well as the principle of good faith in civil transactions. However, in some cases, the unclear legal status of the debtor after credit transfer often results in peace between the parties involved.
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